

Apartment for sale in Settimo Milanese, Settimo Centro
Via Ugo Foscolo 17
Lake & Mountain Townhouse
Maybe the truth depends on a walk around the lake. (Wallace Stevens)
Experience the Lake Lifestyle! Welcome to Dervio, a charming and highly regarded tourist destination in the upper part of Como Lake, renowned for its sailing and kitesurfing schools, campsites, and a variety of bars and restaurants where you can enjoy pleasant evenings.
Set within an attractive residential complex of just ten units, the property is located exactly 5 minutes’ walk (350 metres) from the beaches. The communal grounds are enhanced by beautifully maintained greenery.
A small pedestrian pathway and a few steps lead to the first terrace, which provides access to the ground floor. Here, you will find a welcoming living and relaxation area featuring a decorative fireplace that can also be used for heating, making it ideal for cosy autumn and winter evenings.
Moving further inside, you reach the kitchen area, which opens onto a second, more private terrace, also enhanced by well-maintained greenery. The ground floor is completed by a convenient, windowed bathroom fitted with a shower.
An attractive, sturdy wooden staircase leads to the first floor, where the sleeping area comprises two comfortable double bedrooms, each with its own private terrace, as well as a second bathroom fitted with a bathtub.Continuing up to the second floor, you will find a welcoming open-plan space divided into two areas and featuring two skylights.
This versatile space can comfortably accommodate up to four additional sleeping places.Returning downstairs via the internal staircase, you reach a basement-style recreation and utility room, suitable for use as a taverna and laundry area, directly connected to a double-length garage.
The distinctive features of this property, combined with its capacity to comfortably accommodate up to 8 guests across multiple living areas arranged over several levels, as well as its separate and independently usable outdoor spaces, including two small gardens and two terraces, offer remarkable flexibility of use.
The property is ideally suited both as an investment opportunity for short-term holiday rentals, with a potential estimated annual ROI (Return on Investment) of approximately 12%, and as a second home in which to enjoy delightful weekends by the lake. Alternatively, it offers the possibility of combining both uses, allowing owners to enjoy the property personally while also generating rental income.
Dervio is a lively and welcoming village that remains enjoyable throughout the winter season. It is an ideal destination not only for lake lovers, but also for those looking for a convenient base for mountain excursions and weekend getaways. Its location, roughly halfway between Milan and some of the most renowned Alpine destinations, including St. Moritz, Aprica, Bormio and Livigno, together with its proximity to the renowned and picturesque Valchiavenna valley, makes this property a potentially attractive and profitable opportunity throughout the year.
3 EXCELLENT REASONS TO BUY:
-EXCELLENT VALUE FOR MONEY (with significantly more usable living space than the official cadastral floor area would suggest)
-FLEXIBILITY OF USE AND HIGH INVESTMENT POTENTIAL
-A WORLD-CLASS TOURIST DESTINATION WITH OUTSTANDING SCENERY
ENERGY PERFORMANCE CLASS: E – 130.99 kWh/m² per year
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Dervio (Lecco)
Energy class E
EPG
130.99 kWh/m² year
Term (in years)
Down payment
€51,800
Mortgage amount
€207,200
Monthly payment (estimate*)
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Representative example: The figures shown for instalments, interest, principal and duration are estimated by 24MAX as of today on the basis of the reference rates (EURIBOR, ECB, EUROIRS), are to be considered merely indicative and do not constitute an offer from the Notarising Institution. The granting of the mortgage and the proposed terms are subject to the assessment and approval of the disbursing bank based on the client's financial profile. The APR calculation is performed independently by 24MAX according to the criteria set out in the provision on the transparency of banking and financial transactions and services of Banca d'Italia dated 29 July 2009 and subsequent amendments. Under current regulations, the client will receive the documentation on 'Home Loan Information' and the “European Standardised Information Sheet (ESIS)” before signing the contract to review the definitive clauses and conditions of the mortgage; they may also consult the Trasparenza page for information sheets and other banking transparency documents. To identify the financial solution best suited to your needs, please contact one of our consultants.